7 Best Mint Alternatives to Take Control of Your Finances (2025)

When Intuit shut down Mint in March 2024, millions of users were left scrambling for a replacement.

Here's the good news: there are some incredible Mint alternatives 2025 out there that are better than Mint ever was.

I've tested the top options, read free Mint alternatives discussions, & found seven tools that'll help you budget, track expenses, & reach your financial goals.

Best Mint Alternatives

Let's jump right in!

1. Nerdwallet.com

2. Creditkarma.com

3. Quicken.com

4. Rocketmoney.com

5. Ynab.com

6. Monarchmoney.com

7. Pocketguard.com

Now I will discuss 1 by 1 that will you get it easily.

1. Nerdwallet.com

Let's start with the obvious question everyone's asking: “Is there a free mint alternatives option that's actually worth using?” Yes, & it's NerdWallet that helps you take control of your finances. 

Screenshot Source: Nerdwallet.com

Key Features

• Automatic spending categorization

• Free TransUnion credit score

• Extensive financial education resources

• Complete net worth tracking

• Investment account monitoring

Pros

• Free to use

• Intuitive dashboard design

• Strong educational content

• Bank-level security encryption

Cons

• Limited advanced budgeting features

• Contains ads & recommendations

• Basic manual categorization options

Pricing

$49/year 

2. Creditkarma.com

You've heard of Credit Karma but thought it was just for checking your credit score. Wrong! Credit Karma has quietly become one of the most solid free mint alternatives users actually recommend.

Screenshot Source: CreditKarma.com

Key Features

• Dual credit score monitoring

• Basic budget tracking

• Free tax filing service

• Personalized financial recommendations

• Net worth overview

Pros

• Completely free service

• Weekly credit score updates

• Simple interface setup

• Secure read-only access 

• Tax preparation included

Cons

• Basic budgeting tools only

• Heavy product promotions

• No manual categorization

Pricing

Free

3. Quicken.com

Now, if you want something that's affordable but still packs a serious punch, Quicken is a great option.

Screenshot Source: Quicken.com

Key Features

• Clean, mobile-friendly interface

• Real-time spending alerts

• Advanced investment tracking

• Custom detailed reports

• Business expense management

Pros

• Super easy setup process

• Detailed reporting helps you make better financial decisions

• Discounts available

• Connectivity with 14,000+ institutions

Cons

• No free tier

• Limited customization compared to Monarch Money

Pricing

$3.99/month 

4. Rocketmoney.com

Rocket Money isn't just about budgeting. It's about saving you money in ways you never even thought about.

Screenshot Source: Rocketmoney.com

Key Features

• Automatic subscription tracking & cancellation

• Solid budgeting tools available completely free

• Bill negotiation service that fights for lower rates on your behalf

• Basic net worth tracking

• Highly-rated mobile app

Pros

• Free tier available

• Premium saves money

• Clean ad-free interface

• Secure Plaid integration

• Concierge bill negotiation

Cons

• Premium costs monthly

• Limited free features

• Basic investment tracking

Pricing

• Free plan includes basic budgeting & account linking

• Premium: $6-$12/month  

5. YNAB (You Need A Budget)

YNAB isn't for everyone. But if you're ready to completely transform how you think about money, this could be a great option.

Screenshot Source: ynab.com

Key Features

• Zero-based budgeting methodology

• Proactive spending planning system

• Goal-based savings tracking

• Real-time account syncing

• Comprehensive educational workshops

• Mobile & desktop applications

Pros

• Budgeting philosophy

• Extensive free educational resources

• Strong community support

• Reliable account syncing

• Family-friendly sharing features

• A free trial period 

Cons

• No free plan after trial period

• Higher monthly cost than competitors 

• Manual transaction categorization needed 

Pricing

$14.99/month or $109/year

6. Monarchmoney.com

If you're looking for something that feels like Mint but with superpowers, Monarch Money is for you. This tool was created by a former Mint product manager who got frustrated with Mint's limitations.

Screenshot Source: Monarchmoney.com

Key Features

• Zero-based budgeting with an intuitive interface

• Advanced investment portfolio tracking

• Unlimited custom savings goals

• Full Apple ecosystem integration

• Net worth tracking & projections 

• Custom spending categories

Pros

• Intuitive interface

• Focus on savings goals & collaborative budgeting

• Uses multiple data providers like Plaid & MX

• Collaboration tools

Cons

• No free plan available

• Missing credit score monitoring (which Mint had)

Pricing

$8.33/month or $99.99/year 

7. Pocketguard.com

Sometimes, you don't need complicated budgeting systems or investment tracking. Sometimes you just need to know: “How much money can I spend right now without screwing up my budget?” That's where PocketGuard comes in, & it's honestly genius in its simplicity.

Screenshot Source: Pocketguard.com 

Key Features

• “In My Pocket” spending calculator

• Automatic transaction categorization

• Bill reminder system

• Debt payoff planning tools

• Savings goal recommendations

• Spending trend analysis

• Bank account security monitoring

• Simple budget creation

Pros

• Easy to understand

• Free tier covers essential features

• Lifetime payment option available

• Automatic expense categorization

• Clean, uncluttered interface

• Quick setup process

Cons

• Limited advanced budgeting features

• Basic investment tracking only

• Fewer customization options

• No family sharing capabilities 

Pricing

• Free basic tier available

• $7.25/month or $74.99 yearly

Which Mint Alternative Should You Choose?

There's no single best mint alternative because everyone's financial situation is different.

If you want a free & simple alternative, start with NerdWallet or Credit Karma. Both are great free mint alternatives that won't cost you anything to try.

If you're serious about budgeting, Quicken Simplifi or YNAB are your best choices. Yes, they cost money, but they'll help you save more than you spend on them.

Spending too much on subscriptions? Rocket Money usually pays for itself in month one through cancellations alone. And if you're a family or investor, Monarch Money has the collaboration & investment features you need.

The Bottom Line

Mint being discontinued actually did us all a favor. Because now we get to choose tools that are better. Tools that actually help us succeed with our money instead of just showing us pretty charts of our financial mistakes.

So stop stressing about finding a replacement & start getting excited about upgrading your entire financial game.

Pick one of these tools, give it a real shot for 30 days, & I promise you'll wonder why you stuck with Mint for so long. Now, go take control of your money!

What's your biggest challenge with budgeting right now? Drop a comment below & let me know which of these tools you're most excited to try!

Until next time, I'm here helping you level up your money game.

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